Here’s a sneaky one: you can get cash without a debit card at the grocery store checkout. When you buy a gallon of milk or a bag of chips with a credit card (yes, credit, not debit), ask the cashier for cash back.
“Cash back” isn’t a refund for insulting your choice of cereal—it’s extra money they hand you from the register. The store treats it like a small loan, and you pay it back with your credit card purchase. Boom, instant cash, no plastic required. Just don’t try this at a gas station; they’ll look at you like you asked for a unicorn.